I’ve finally decided that debt sucks.

Literally. It just sucks all the life force right out of your bank account. Every dollar of debt payment is a dollar of money you might as well never have earned. (Think about that the next time you whip out that credit card.)

And that, in turn, sucks all the life force right out of you. Spending half the month working for nothing — knowing all the money you should have been making is just going to some fat-ass credit-card company — doesn’t do much to motivate you to get out of bed in the morning.


One of my friends once said she could only spend about so long wallowing in self-pity before she got sick of it. I’ve been stewing over our debt situation for about three or four months now, and I think I finally understand what she meant. (I’m a little slow sometimes.)

Brooding over debt won’t make it go away. (More’s the pity — I can work up a pretty good brood some days.) What will make it go away is… us. It ain’t gonna be easy, but I hereby swear to use my every effort to get debt the HELL OUT OF OUR LIFE.

And after that?

Well… one thing at a time. 😉

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